A Benefits Strategy That Works Harder
Health Wealth Advocates helps businesses reduce benefits costs and simplify administration through smarter plan design.
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What We Offer
Employee Benefits Built Around Cost and Strategy
Healthcare Plan Design and Cost Optimization
Off-the-shelf health plans rarely reflect what your company actually needs. We evaluate your current benefits structure and introduce strategies — including level-funded plans, HSA-compatible plans, ICHRA, and MERP — that can significantly reduce premiums and contributions without reducing the quality of coverage your employees receive.
Benefits Administration Technology
Managing benefits shouldn't require spreadsheets and manual follow-up. We provide access to Employee Navigator, a no-cost benefits administration platform that connects to payroll on the front end and carriers on the back end — giving HR teams a single system to manage enrollment, changes, and reporting.
Compliance Support and TPA Services
Staying compliant with benefits regulations is an ongoing responsibility. Through our TPA partnerships, we provide the compliance documentation, reporting support, and administrative resources your company needs to stay on the right side of federal and state requirements.
Ancillary Benefits and White Glove Service
From dental and vision to life and disability coverage, we manage the full picture of your employee benefits program — and we stay actively involved throughout the year, not just at renewal. Your employees and HR team have direct access to us when questions or issues come up.
20% Cost Reduction. Same Coverage. No Out-of-Pocket.
A client on a platinum-level fully insured plan was moved to a level-funded HSA-compatible plan where premium savings and employer-funded contributions fully covered the deductible — resulting in more than 20% in cost reduction with no new out-of-pocket exposure for employees. The coverage quality stayed intact. The cost structure got smarter.
Rising benefits costs and an unresponsive broker are a costly combination.
Let's review your current plan and find a better path forward.
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